The cost of your policy is tailored to your business’s specific risk profile. The primary factors include your industry (companies in high-risk sectors like healthcare or finance typically pay more), your annual revenue, and the volume and type of sensitive data you handle (e.g., credit cards, health records). Your existing security posture is also critical. Insurers in Tampa will offer better rates to businesses that can demonstrate strong security practices, such as using multi-factor authentication and conducting regular employee training on cyber threats.