Think of your IT team and your insurance policy as two different but equally essential layers of protection. Your IT and cybersecurity services are your proactive defense—they are the locks on your doors and the guards at the gate. However, a sophisticated and determined attacker can sometimes bypass even the strongest defenses. Cyber insurance is your reactive financial plan for when that happens. It covers the catastrophic costs that IT services are not designed to handle, such as legal fees, regulatory fines, and lost income, ensuring the business survives the financial impact.